Consumer Reporting Agencies

What is a Consumer Reporting Agency?

The term "consumer reporting agencies" is a statutory term defined by the Fair Credit Reporting Act (the "FCRA"). Consumer reporting agencies are often referred to as "credit bureaus" or "credit reporting agencies." Under the FCRA, a consumer reporting agency is a company that collects information and provide reports on consumers that are most often used to decide whether to provide consumers credit, insurance or employment. The following is a list of companies that identify themselves as consumer reporting agencies:

National Consumer Reporting Agencies

Credit Report Resellers

  • CoreScore Credit Report (aka Credco)

  • ID Analytics

  • Innovis

  • L2C

  • SettlementOne Credit

  • ACRAnet

  • Statewide Credit Services

Employment Screening/History Reports

  • Accurate Background

  • American DataBank

  • EmployeeScreenIQ

  • First Advantage

  • GIS

  • HireRight

  • Infocubic

  • Intellicorp

  • Lexis Nexis Screening Solutions

  • Pre-employ.com

  • Trak 1 Technology

  • Verifications Inc

  • The Work Number

  • Sterling Information Systems

  • Insurance History Reports