Credit Reporting Law, Credit Reporting History
Cento Law
Credit Bureaus Unveiled: The Power, ...
Credit Bureaus Unveiled: The Power, Consolidation, and Consumer Struggles from 1970 to Today
Credit Reporting Law, Cento Law
Cento Law
FCRA - The Fair Credit Reporting Act
FCRA - The Fair Credit Reporting Act
Credit Errors, Credit Report
Cento Law
HOW TO DISPUTE INACCURATE INFORMATION ON YOUR ...

Disputing Inaccuracies

HOW TO DISPUTE INACCURATE INFORMATION ON YOUR CREDIT REPORTS
Credit Report
Cento Law
How to Begin a Credit Repair Process Yourself

A start to fixing credit yourself

How to Begin a Credit Repair Process Yourself
Credit Scoring
Cento Law
Credit Scores: How They Generally Work

The lending industry has many different types of credit scores on the market today. Many different vendors have created them, such as Fair Isaac, the three national repositories, credit grantors, and insurance companies. 

Credit Scores: How They Generally Work

Denied

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What to do if Your Credit Dispute is Denied

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What to do if Your Credit Dispute is Denied

Your legal rights under the Fair Credit Reporting Act

According to the FCRA, the credit reporting agencies, Equifax, Experian & Trans Union (also referred to as CRAs) must investigate your dispute. Upon receipt of your dispute, the CRAs have 30 days to complete their investigation and provide you with their findings. The law requires their findings to be accompanied by a free credit report. If their investigation led to the denial of your credit dispute, now is the time to seek legal counsel to enforce your legal rights.

Prior to obtaining legal representation, ensure you have followed the dispute process accordingly. (See step-by-step instructions on Disupting Credit Report Errors here).