If you are concerned about the Equifax data breach, now would be a good time to freeze your credit.
A credit freeze with only Equifax is incomplete protection. Get a freeze with all three agencies.
After freezing your credit, follow these three steps.
- Call one of the credit reporting agencies. Tell them that your identity has been stolen. Ask them to put a fraud alert on your credit report. This alter will require businesses to confirm that you are you before they extend credit to you.
- Obtain your free credit reports at AnnualCreditReport.com.
- Visit IdentityTheft.gov and report identity theft and receive a personalized recovery plan designed to address your specific identity theft issue.
Report identity theft at IdentityTheft.gov and receive a personalized recovery plan designed to address your specific identity theft issue.